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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$350,293$350,293$616,050
Remaining term (yrs)23.523.530.0
Secondary amount$0$265,757$0
Funding fee$0$0$0
Note rate3.45%3.45%7.18%
Blended rate4.3%5.788%7.42%
1st payment$1,810.55$1,810.55$4,173.34
2nd payment$0.00$1,716.35$0.00
Taxes / mo$392.16$392.16$392.16
Insurance / mo$166.67$166.67$166.67
MI / mo$287.38$287.38$123.21
HOA / mo$0.00$0.00$0.00
Total monthly$2,656.77$4,373.12$4,855.38
Cash to close$334,207$68,450$68,450