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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,014,397$1,014,397$1,071,000
Remaining term (yrs)28.028.030.0
Secondary amount$0$56,603$0
Funding fee$5,072$5,072$0
Note rate6.5%6.5%7.18%
Blended rate6.5%6.632%7.42%
1st payment$6,556.44$6,556.44$7,255.33
2nd payment$0.00$424.52$0.00
Taxes / mo$260.50$260.50$260.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$214.20
HOA / mo$0.00$0.00$0.00
Total monthly$7,033.61$7,458.13$7,946.69
Cash to close$175,603$119,000$119,000