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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$238,169$238,169$327,960
Remaining term (yrs)22.022.030.0
Secondary amount$0$89,791$0
Funding fee$0$0$0
Note rate4.55%4.55%7.18%
Blended rate5.4%6.386%7.42%
1st payment$1,426.22$1,426.22$2,221.72
2nd payment$0.00$673.43$0.00
Taxes / mo$175.75$175.75$175.75
Insurance / mo$150.00$150.00$150.00
MI / mo$198.22$198.22$65.59
HOA / mo$380.00$380.00$380.00
Total monthly$2,330.19$3,003.62$2,993.06
Cash to close$126,231$36,440$36,440