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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$371,795$371,795$413,460
Remaining term (yrs)24.424.430.0
Secondary amount$0$41,665$0
Funding fee$1,859$1,859$0
Note rate2.81%2.81%7.18%
Blended rate2.81%3.434%7.42%
1st payment$1,750.90$1,750.90$2,800.92
2nd payment$0.00$312.49$0.00
Taxes / mo$256.75$256.75$256.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$82.69
HOA / mo$0.00$0.00$0.00
Total monthly$2,174.32$2,486.80$3,307.03
Cash to close$87,605$45,940$45,940