Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$917,158	$823,500
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$4,586	$0
Note rate	4.75%	7.18%
Blended rate	4.75%	7.42%
1st payment	$5,149.68	$5,578.68
2nd payment	$0.00	$0.00
Taxes / mo	$333.67	$333.67
Insurance / mo	$216.67	$216.67
MI / mo	$0.00	$164.70
HOA / mo	$8.33	$8.33
Total monthly	$5,708.34	$6,302.04
Cash to close	$0	$91,500