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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$167,385$167,385$422,910
Remaining term (yrs)23.823.830.0
Secondary amount$0$255,525$0
Funding fee$0$0$0
Note rate3.16%3.16%7.18%
Blended rate4.01%6.27%7.42%
1st payment$831.84$831.84$2,864.94
2nd payment$0.00$1,650.27$0.00
Taxes / mo$249.58$249.58$249.58
Insurance / mo$166.67$166.67$166.67
MI / mo$136.94$136.94$84.58
HOA / mo$466.00$466.00$466.00
Total monthly$1,851.03$3,501.30$3,831.77
Cash to close$302,515$46,990$46,990