Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$445,471	$337,500
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$2,227	$0
Note rate	5.78%	7.18%
Blended rate	5.78%	7.42%
1st payment	$2,778.10	$2,286.34
2nd payment	$0.00	$0.00
Taxes / mo	$249.67	$249.67
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$67.50
HOA / mo	$34.00	$34.00
Total monthly	$3,211.77	$2,787.51
Cash to close	$0	$37,500