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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$263,020$263,020$328,500
Remaining term (yrs)23.123.130.0
Secondary amount$0$65,480$0
Funding fee$1,315$1,315$0
Note rate3.69%3.69%7.18%
Blended rate3.69%4.748%7.42%
1st payment$1,408.80$1,408.80$2,225.37
2nd payment$0.00$491.10$0.00
Taxes / mo$264.67$264.67$264.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,823.47$2,314.57$2,705.74
Cash to close$101,980$36,500$36,500