Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$525,181	$494,999
Remaining term (yrs)	29.1	30.0
Secondary amount	$0	$0
Funding fee	$2,626	$0
Note rate	4.75%	7.18%
Blended rate	4.75%	7.42%
1st payment	$2,775.14	$3,353.30
2nd payment	$0.00	$0.00
Taxes / mo	$364.00	$364.00
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$99.00
HOA / mo	$71.00	$71.00
Total monthly	$3,376.80	$4,053.96
Cash to close	$24,818	$55,000