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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$157,626$157,626$414,000
Remaining term (yrs)15.315.330.0
Secondary amount$0$256,374$0
Funding fee$0$0$0
Note rate2.66%2.66%7.18%
Blended rate3.51%6.136%7.42%
1st payment$1,039.57$1,039.57$2,804.58
2nd payment$0.00$1,655.75$0.00
Taxes / mo$224.33$224.33$224.33
Insurance / mo$166.67$166.67$166.67
MI / mo$136.94$136.94$82.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,567.51$3,223.26$3,278.38
Cash to close$302,374$46,000$46,000