Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$736,377	$719,100
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$3,682	$0
Note rate	4.48%	7.18%
Blended rate	4.48%	7.42%
1st payment	$4,027.20	$4,871.43
2nd payment	$0.00	$0.00
Taxes / mo	$320.67	$320.67
Insurance / mo	$216.67	$216.67
MI / mo	$0.00	$143.82
HOA / mo	$0.00	$0.00
Total monthly	$4,564.54	$5,552.59
Cash to close	$62,623	$79,900