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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$911,267$911,267$1,062,000
Remaining term (yrs)28.028.030.0
Secondary amount$0$150,733$0
Funding fee$4,556$4,556$0
Note rate6.72%6.72%7.18%
Blended rate6.72%6.902%7.42%
1st payment$6,019.89$6,019.89$7,194.36
2nd payment$0.00$1,004.89$0.00
Taxes / mo$867.17$867.17$867.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$212.40
HOA / mo$35.00$35.00$35.00
Total monthly$7,138.73$8,143.62$8,525.59
Cash to close$268,733$118,000$118,000