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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$485,518$485,518$540,000
Remaining term (yrs)27.627.630.0
Secondary amount$0$54,482$0
Funding fee$2,428$2,428$0
Note rate7.06%7.06%7.18%
Blended rate7.06%7.256%7.42%
1st payment$3,328.40$3,328.40$3,658.15
2nd payment$0.00$408.61$0.00
Taxes / mo$276.25$276.25$276.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$108.00
HOA / mo$0.00$0.00$0.00
Total monthly$3,771.32$4,179.93$4,209.06
Cash to close$114,482$60,000$60,000