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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$118,941$118,941$393,300
Remaining term (yrs)15.715.730.0
Secondary amount$0$274,359$0
Funding fee$595$595$0
Note rate3.8%3.8%7.18%
Blended rate3.8%6.555%7.42%
1st payment$834.06$834.06$2,664.35
2nd payment$0.00$1,771.90$0.00
Taxes / mo$212.00$212.00$212.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$78.66
HOA / mo$32.67$32.67$32.67
Total monthly$1,228.73$3,000.63$3,137.68
Cash to close$318,059$43,700$43,700