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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$245,710$245,710$350,100
Remaining term (yrs)24.824.830.0
Secondary amount$0$104,390$0
Funding fee$0$0$0
Note rate2.87%2.87%7.18%
Blended rate3.72%4.996%7.42%
1st payment$1,151.27$1,151.27$2,371.70
2nd payment$0.00$695.93$0.00
Taxes / mo$198.75$198.75$198.75
Insurance / mo$150.00$150.00$150.00
MI / mo$196.68$196.68$70.02
HOA / mo$0.00$0.00$0.00
Total monthly$1,696.70$2,392.63$2,790.47
Cash to close$143,290$38,900$38,900