Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$510,024	$481,500
Remaining term (yrs)	25.7	30.0
Secondary amount	$0	$0
Funding fee	$2,550	$0
Note rate	5.7%	7.18%
Blended rate	5.7%	7.42%
1st payment	$3,146.87	$3,261.85
2nd payment	$0.00	$0.00
Taxes / mo	$410.17	$410.17
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$96.30
HOA / mo	$0.00	$0.00
Total monthly	$3,723.71	$3,934.98
Cash to close	$24,976	$53,500