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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$74,615$74,615$236,700
Remaining term (yrs)11.511.530.0
Secondary amount$0$162,085$0
Funding fee$0$0$0
Note rate6%6%7.18%
Blended rate6.85%7.637%7.42%
1st payment$746.06$746.06$1,603.49
2nd payment$0.00$1,080.56$0.00
Taxes / mo$177.67$177.67$177.67
Insurance / mo$150.00$150.00$150.00
MI / mo$88.14$88.14$47.34
HOA / mo$330.00$330.00$330.00
Total monthly$1,491.87$2,572.44$2,308.49
Cash to close$188,385$26,300$26,300