Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$446,323	$414,000
Remaining term (yrs)	28.1	30.0
Secondary amount	$0	$0
Funding fee	$2,232	$0
Note rate	6.19%	7.18%
Blended rate	6.19%	7.42%
1st payment	$2,789.93	$2,804.58
2nd payment	$0.00	$0.00
Taxes / mo	$305.67	$305.67
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$82.80
HOA / mo	$0.00	$0.00
Total monthly	$3,262.26	$3,359.71
Cash to close	$13,677	$46,000