Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$500,546	$467,100
Remaining term (yrs)	25.8	30.0
Secondary amount	$0	$0
Funding fee	$2,503	$0
Note rate	4.99%	7.18%
Blended rate	4.99%	7.42%
1st payment	$2,871.41	$3,164.30
2nd payment	$0.00	$0.00
Taxes / mo	$311.75	$311.75
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$93.42
HOA / mo	$22.50	$22.50
Total monthly	$3,372.32	$3,758.63
Cash to close	$18,454	$51,900