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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$373,154$373,154$742,410
Remaining term (yrs)24.124.130.0
Secondary amount$0$369,256$0
Funding fee$1,866$1,866$0
Note rate2.72%2.72%7.18%
Blended rate2.72%5.222%7.42%
1st payment$1,752.78$1,752.78$5,029.34
2nd payment$0.00$2,384.78$0.00
Taxes / mo$667.67$667.67$667.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$148.48
HOA / mo$19.00$19.00$19.00
Total monthly$2,656.12$5,040.89$6,081.16
Cash to close$451,746$82,490$82,490