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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$398,664$398,664$445,500
Remaining term (yrs)27.627.630.0
Secondary amount$0$46,836$0
Funding fee$0$0$0
Note rate6.79%6.79%7.18%
Blended rate7.34%7.515%7.42%
1st payment$2,665.20$2,665.20$3,017.97
2nd payment$0.00$351.27$0.00
Taxes / mo$283.67$283.67$283.67
Insurance / mo$166.67$166.67$166.67
MI / mo$187.57$187.57$89.10
HOA / mo$0.00$0.00$0.00
Total monthly$3,303.10$3,654.37$3,557.41
Cash to close$96,336$49,500$49,500