Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$392,059	$373,500
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$1,960	$0
Note rate	4.42%	7.18%
Blended rate	4.42%	7.42%
1st payment	$2,134.49	$2,530.22
2nd payment	$0.00	$0.00
Taxes / mo	$470.83	$470.83
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$74.70
HOA / mo	$80.00	$80.00
Total monthly	$2,835.32	$3,305.75
Cash to close	$22,941	$41,500