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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$270,749$270,749$576,000
Remaining term (yrs)23.823.830.0
Secondary amount$0$305,251$0
Funding fee$1,354$1,354$0
Note rate3.03%3.03%7.18%
Blended rate3.03%5.531%7.42%
1st payment$1,327.26$1,327.26$3,902.02
2nd payment$0.00$1,971.41$0.00
Taxes / mo$252.92$252.92$252.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$115.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,746.85$3,718.26$4,436.81
Cash to close$369,251$64,000$64,000