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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$18,201$18,201$288,000
Remaining term (yrs)25.125.130.0
Secondary amount$0$269,799$0
Funding fee$0$0$0
Note rate6.54%6.54%7.18%
Blended rate7.09%7.708%7.42%
1st payment$122.86$122.86$1,951.01
2nd payment$0.00$1,742.45$0.00
Taxes / mo$196.17$196.17$196.17
Insurance / mo$150.00$150.00$150.00
MI / mo$8.56$8.56$57.60
HOA / mo$0.00$0.00$0.00
Total monthly$477.59$2,220.04$2,354.78
Cash to close$301,799$32,000$32,000