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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$692,408$692,408$1,296,000
Remaining term (yrs)28.628.630.0
Secondary amount$0$603,592$0
Funding fee$3,462$3,462$0
Note rate6.5%6.5%7.18%
Blended rate6.5%7.082%7.42%
1st payment$4,443.44$4,443.44$8,779.56
2nd payment$0.00$3,898.20$0.00
Taxes / mo$843.50$843.50$843.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$259.20
HOA / mo$240.67$240.67$240.67
Total monthly$5,744.27$9,642.47$10,339.59
Cash to close$747,592$144,000$144,000