Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$420,821	$396,000
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$2,104	$0
Note rate	5.3%	7.18%
Blended rate	5.3%	7.42%
1st payment	$2,498.87	$2,682.64
2nd payment	$0.00	$0.00
Taxes / mo	$304.25	$304.25
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$79.20
HOA / mo	$12.50	$12.50
Total monthly	$2,965.62	$3,228.59
Cash to close	$19,179	$44,000