Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$255,101	$180,000
Remaining term (yrs)	22.7	30.0
Secondary amount	$0	$0
Funding fee	$1,276	$0
Note rate	3.7%	7.18%
Blended rate	3.7%	7.42%
1st payment	$1,380.39	$1,219.38
2nd payment	$0.00	$0.00
Taxes / mo	$184.75	$184.75
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$36.00
HOA / mo	$360.00	$360.00
Total monthly	$2,075.14	$1,950.13
Cash to close	$0	$20,000