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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$634,826$634,826$651,600
Remaining term (yrs)27.827.830.0
Secondary amount$0$52,974$0
Funding fee$3,174$3,174$0
Note rate6.46%6.46%7.18%
Blended rate6.46%6.877%7.42%
1st payment$4,095.41$4,095.41$4,414.17
2nd payment$0.00$524.22$0.00
Taxes / mo$322.50$322.50$322.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.32
HOA / mo$92.00$92.00$92.00
Total monthly$4,726.58$5,250.80$5,175.65
Cash to close$89,174$36,200$72,400