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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$14,837$14,837$396,000
Remaining term (yrs)25.125.130.0
Secondary amount$0$381,163$0
Funding fee$0$0$0
Note rate6.23%6.23%7.18%
Blended rate6.78%7.714%7.42%
1st payment$97.29$97.29$2,682.64
2nd payment$0.00$2,461.68$0.00
Taxes / mo$285.17$285.17$285.17
Insurance / mo$150.00$150.00$150.00
MI / mo$6.88$6.88$79.20
HOA / mo$70.00$70.00$70.00
Total monthly$609.34$3,071.02$3,267.01
Cash to close$425,163$44,000$44,000