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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,187,032$1,187,032$1,170,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$47,968$0
Funding fee$5,935$5,935$0
Note rate4%4%7.18%
Blended rate4%4.306%7.42%
1st payment$6,182.53$6,182.53$7,925.99
2nd payment$0.00$474.68$0.00
Taxes / mo$262.08$262.08$262.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$234.00
HOA / mo$0.00$0.00$0.00
Total monthly$6,661.28$7,135.96$8,638.74
Cash to close$112,968$65,000$130,000