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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$323,096$323,096$463,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$140,404$0
Funding fee$0$0$0
Note rate2.94%2.94%7.18%
Blended rate3.79%5.065%7.42%
1st payment$1,565.14$1,565.14$3,139.91
2nd payment$0.00$936.02$0.00
Taxes / mo$221.92$221.92$221.92
Insurance / mo$166.67$166.67$166.67
MI / mo$264.99$264.99$92.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,218.71$3,154.73$3,621.19
Cash to close$191,904$51,500$51,500