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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$591,096$591,096$1,069,200
Remaining term (yrs)28.728.730.0
Secondary amount$0$478,104$0
Funding fee$0$0$0
Note rate6.85%6.85%7.18%
Blended rate7.4%7.557%7.42%
1st payment$3,921.32$3,921.32$7,243.13
2nd payment$0.00$3,087.75$0.00
Taxes / mo$760.00$760.00$760.00
Insurance / mo$216.67$216.67$216.67
MI / mo$274.28$274.28$213.84
HOA / mo$55.00$55.00$55.00
Total monthly$5,227.27$8,315.02$8,488.64
Cash to close$596,904$118,800$118,800