Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$614,860	$432,000
Remaining term (yrs)	24.9	30.0
Secondary amount	$0	$0
Funding fee	$3,074	$0
Note rate	2.79%	7.18%
Blended rate	2.79%	7.42%
1st payment	$2,849.02	$2,926.52
2nd payment	$0.00	$0.00
Taxes / mo	$137.42	$137.42
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$86.40
HOA / mo	$0.00	$0.00
Total monthly	$3,153.11	$3,317.00
Cash to close	$0	$48,000