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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$461,120$461,120$539,910
Remaining term (yrs)24.824.830.0
Secondary amount$0$78,790$0
Funding fee$0$0$0
Note rate2.78%2.78%7.18%
Blended rate3.63%4.414%7.42%
1st payment$2,139.23$2,139.23$3,657.54
2nd payment$0.00$590.93$0.00
Taxes / mo$368.58$368.58$368.58
Insurance / mo$166.67$166.67$166.67
MI / mo$369.73$369.73$107.98
HOA / mo$0.00$0.00$0.00
Total monthly$3,044.21$3,635.14$4,300.77
Cash to close$138,780$59,990$59,990