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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$86,235$86,235$422,100
Remaining term (yrs)12.112.130.0
Secondary amount$0$335,865$0
Funding fee$0$0$0
Note rate6.09%6.09%7.18%
Blended rate6.94%7.585%7.42%
1st payment$837.68$837.68$2,859.45
2nd payment$0.00$2,169.13$0.00
Taxes / mo$269.33$269.33$269.33
Insurance / mo$166.67$166.67$166.67
MI / mo$98.02$98.02$84.42
HOA / mo$38.00$38.00$38.00
Total monthly$1,409.70$3,578.83$3,417.87
Cash to close$382,765$46,900$46,900