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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$398,216$398,216$405,000
Remaining term (yrs)27.627.630.0
Secondary amount$0$29,284$0
Funding fee$1,991$1,991$0
Note rate6.88%6.88%7.18%
Blended rate6.88%7.222%7.42%
1st payment$2,685.58$2,685.58$2,743.61
2nd payment$0.00$289.79$0.00
Taxes / mo$257.92$257.92$257.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$3,093.49$3,383.28$3,232.53
Cash to close$51,784$22,500$45,000