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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$238,993$238,993$602,730
Remaining term (yrs)19.919.930.0
Secondary amount$0$363,737$0
Funding fee$0$0$0
Note rate3.9%3.9%7.18%
Blended rate4.75%6.56%7.42%
1st payment$1,435.69$1,435.69$4,083.10
2nd payment$0.00$2,349.14$0.00
Taxes / mo$356.25$356.25$356.25
Insurance / mo$166.67$166.67$166.67
MI / mo$215.61$215.61$120.55
HOA / mo$0.00$0.00$0.00
Total monthly$2,174.21$4,523.35$4,726.57
Cash to close$430,707$66,970$66,970