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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$160,836$160,836$207,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$46,164$0
Funding fee$0$0$0
Note rate2.87%2.87%7.18%
Blended rate3.72%4.898%7.42%
1st payment$771.48$771.48$1,402.29
2nd payment$0.00$346.23$0.00
Taxes / mo$124.75$124.75$124.75
Insurance / mo$150.00$150.00$150.00
MI / mo$131.80$131.80$41.40
HOA / mo$21.00$21.00$21.00
Total monthly$1,199.03$1,545.26$1,739.44
Cash to close$69,164$23,000$23,000