Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$472,707	$449,910
Remaining term (yrs)	28.0	30.0
Secondary amount	$0	$0
Funding fee	$2,364	$0
Note rate	6.2%	7.18%
Blended rate	6.2%	7.42%
1st payment	$2,964.35	$3,047.85
2nd payment	$0.00	$0.00
Taxes / mo	$116.00	$116.00
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$89.98
HOA / mo	$16.67	$16.67
Total monthly	$3,263.69	$3,437.17
Cash to close	$27,193	$49,990