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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$36,521$36,521$247,500
Remaining term (yrs)6.16.130.0
Secondary amount$0$210,979$0
Funding fee$0$0$0
Note rate4.5%4.5%7.18%
Blended rate5.35%7.396%7.42%
1st payment$566.08$566.08$1,676.65
2nd payment$0.00$1,362.58$0.00
Taxes / mo$131.75$131.75$131.75
Insurance / mo$150.00$150.00$150.00
MI / mo$79.14$79.14$49.50
HOA / mo$300.00$300.00$300.00
Total monthly$1,226.97$2,589.54$2,307.90
Cash to close$238,479$27,500$27,500