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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$226,732$226,732$243,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$29,768$0
Funding fee$0$0$0
Note rate3.45%3.45%7.18%
Blended rate4.3%5.179%7.42%
1st payment$1,117.35$1,117.35$1,646.17
2nd payment$0.00$294.58$0.00
Taxes / mo$140.92$140.92$140.92
Insurance / mo$150.00$150.00$150.00
MI / mo$177.35$177.35$48.60
HOA / mo$13.33$13.33$13.33
Total monthly$1,598.95$1,893.53$1,999.01
Cash to close$43,268$13,500$27,000