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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$138,946$138,946$426,499
Remaining term (yrs)15.815.830.0
Secondary amount$0$287,553$0
Funding fee$0$0$0
Note rate3.53%3.53%7.18%
Blended rate4.38%6.652%7.42%
1st payment$951.91$951.91$2,889.25
2nd payment$0.00$1,857.11$0.00
Taxes / mo$131.75$131.75$131.75
Insurance / mo$166.67$166.67$166.67
MI / mo$149.60$149.60$85.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,399.93$3,257.04$3,272.97
Cash to close$334,942$47,389$47,389