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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$164,219$164,219$360,000
Remaining term (yrs)15.515.530.0
Secondary amount$0$195,781$0
Funding fee$821$821$0
Note rate3.98%3.98%7.18%
Blended rate3.98%6.166%7.42%
1st payment$1,179.89$1,179.89$2,438.77
2nd payment$0.00$1,305.21$0.00
Taxes / mo$282.83$282.83$282.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.00
HOA / mo$33.00$33.00$33.00
Total monthly$1,645.72$2,950.93$2,976.60
Cash to close$235,781$40,000$40,000