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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$180,499$180,499$399,510
Remaining term (yrs)18.618.630.0
Secondary amount$0$219,011$0
Funding fee$0$0$0
Note rate3.85%3.85%7.18%
Blended rate4.7%6.372%7.42%
1st payment$1,127.54$1,127.54$2,706.42
2nd payment$0.00$1,414.44$0.00
Taxes / mo$286.00$286.00$286.00
Insurance / mo$150.00$150.00$150.00
MI / mo$170.36$170.36$79.90
HOA / mo$0.00$0.00$0.00
Total monthly$1,733.90$3,148.35$3,222.32
Cash to close$263,401$44,390$44,390