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Tony English

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HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$199,529$199,529$395,910
Remaining term (yrs)24.224.230.0
Secondary amount$0$196,381$0
Funding fee$998$998$0
Note rate2.65%2.65%7.18%
Blended rate2.65%5.304%7.42%
1st payment$927.88$927.88$2,682.03
2nd payment$0.00$1,309.21$0.00
Taxes / mo$254.58$254.58$254.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.18
HOA / mo$64.00$64.00$64.00
Total monthly$1,396.46$2,705.67$3,229.80
Cash to close$240,371$43,990$43,990