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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$167,335$167,335$225,000
Remaining term (yrs)21.921.930.0
Secondary amount$0$57,665$0
Funding fee$0$0$0
Note rate4.52%4.52%7.18%
Blended rate5.37%6.3%7.42%
1st payment$1,001.48$1,001.48$1,524.23
2nd payment$0.00$432.49$0.00
Taxes / mo$174.17$174.17$174.17
Insurance / mo$150.00$150.00$150.00
MI / mo$139.68$139.68$45.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,465.33$1,897.81$1,893.40
Cash to close$82,665$25,000$25,000