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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$131,268$131,268$405,000
Remaining term (yrs)16.316.330.0
Secondary amount$0$273,732$0
Funding fee$656$656$0
Note rate3.53%3.53%7.18%
Blended rate3.53%6.382%7.42%
1st payment$878.91$878.91$2,743.61
2nd payment$0.00$1,767.85$0.00
Taxes / mo$281.17$281.17$281.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,310.07$3,077.92$3,255.78
Cash to close$318,732$45,000$45,000