Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$208,810	$220,500
Remaining term (yrs)	24.5	30.0
Secondary amount	$0	$0
Funding fee	$1,044	$0
Note rate	3.17%	7.18%
Blended rate	3.17%	7.42%
1st payment	$1,019.98	$1,493.74
2nd payment	$0.00	$0.00
Taxes / mo	$128.50	$128.50
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$44.10
HOA / mo	$436.00	$436.00
Total monthly	$1,734.48	$2,252.34
Cash to close	$36,190	$24,500