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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$311,291$311,291$387,000
Remaining term (yrs)26.626.630.0
Secondary amount$0$75,709$0
Funding fee$0$0$0
Note rate6.35%6.35%7.18%
Blended rate6.9%7.311%7.42%
1st payment$2,018.08$2,018.08$2,621.67
2nd payment$0.00$567.82$0.00
Taxes / mo$225.42$225.42$225.42
Insurance / mo$150.00$150.00$150.00
MI / mo$148.65$148.65$77.40
HOA / mo$0.00$0.00$0.00
Total monthly$2,542.15$3,109.97$3,074.49
Cash to close$118,709$43,000$43,000