Loan Comparison Calculator | Tony English

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$433,191	$405,000
Remaining term (yrs)	28.4	30.0
Secondary amount	$0	$0
Funding fee	$2,166	$0
Note rate	6.89%	7.18%
Blended rate	6.89%	7.42%
1st payment	$2,895.96	$2,743.61
2nd payment	$0.00	$0.00
Taxes / mo	$168.75	$168.75
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$81.00
HOA / mo	$0.00	$0.00
Total monthly	$3,214.71	$3,143.36
Cash to close	$16,809	$45,000